Loan Product

Development Loan

Fund long-term goals, property, and personal development projects.

Features

  • Based on repayment ability and savings
  • Amount approved is 3 times your shares
  • Repayment period up to 48 months
  • Interest charged on reducing balance

Eligibility

  • Employee or former employee of KCB Group Kenya and an active Kencom Sacco member
  • Consistent monthly share contributions
  • Guarantor cover by fellow members where applicable
  • Contributed to the Normal Savings Scheme for at least 6 months

Required Documents

  • Completed loan application form
  • Copy of national ID
  • Latest payslip / income proof
  • Guarantor forms
Interest Rate
1% per month on reducing balance

Apply online

Submit your application through the member portal in minutes.

Start Application Talk to a Loans Officer