Membership
Join a Sacco that puts members first.
Become a member and unlock savings, affordable credit, and a community committed to your growth.
Eligibility
Who can join
Most members are drawn from KCB Bank Group. Membership is also open to selected corporate entities admitted under our common bond. Current permanent and contract staff, former employees who retain their shareholding, and approved corporate bodies are eligible to apply. Membership is not open to the general public.
Benefits
What you gain as a member
Access to affordable credit up to 3× your deposits
Competitive dividends on shares and interest on deposits
Digital banking via mobile, USSD, and member portal
Financial education and advisory support
Deposit protection and strong governance
Member-owned — every voice counts
Categories
Membership categories
Active Staff
Permanent and contract employees of KCB Bank Group.
Former Employees
Retired or exited staff who retain their shareholding and Sacco membership.
New Employees
Recently onboarded KCB Bank Group staff joining the Sacco for the first time.
Selected Corporate Entities
Approved corporate bodies and institutions admitted under the Sacco's common bond policy.
Process
Registration in 4 steps
- 1Complete the online or downloadable application form
- 2Attach a copy of your national ID/passport and passport photo
- 3Pay the one-time registration fee and initial share capital
- 4Receive your welcome pack and member number
FAQ