Savings
Grow your money on your terms.
The Sacco receives deposits from members and gives them loans — choose the scheme that matches your goal.
Normal Scheme
The core savings scheme that builds your shares and your borrowing power.
- Minimum contribution KES 2,000
- Entrance fee KES 100
- Qualify for development loans after contributing for 6 months
- Loans granted at 3 times your savings
School Fees Scheme
Set aside funds through the year so every term's fees are ready.
- Minimum contribution KES 500
- Qualify for a school fees loan after contributing for 6 months
- Loans granted at 2 times your savings
Children Scheme
Start your child's financial journey early and grow it with them.
- Minimum contribution KES 500
- Qualify for a children loan after contributing for 6 months
- Loans granted at 3 times your savings
Fixed Deposit Savings Scheme
Lock in competitive returns with interest paid annually.
- Minimum deposit KES 20,000
- Withdrawals once annually
- Interest paid annually, commensurate with prevailing market rates
- No borrowing against savings in this scheme
- All members are free to join
Benevolent Fund
Member-pooled cover that cushions families during bereavement.
- Compulsory contribution of KES 200
- Compensates members in the event of loss of immediate relatives
- Covers loans — in the event of a member's death the insurance pays off the loan